Loan Programs
Investment Loan Programs
Investment leverage is a powerful tool that may help accelerate the growth of non-registered savings. The industry-leading line-up of Manulife Bank Investment Loan options are designed to meet a variety of needs – from those trying leverage for the first time to more seasoned investors.
To learn more about how Investment Loans work, view the Understanding Investment Leverage Flash presentation.
Manulife Bank offers the following Investment Loan options:
- Quick Loans – for those wishing to borrow 100 per cent of their investment amount with loans from $10,000 to $50,000
- Multiplier Loans – for investors who wish to borrow larger amounts. For every dollar invested, Manulife Bank will lend up to three (3:1) additional dollars
RRSP Loan Programs
Don't let a lack of cash keep you from making this year's RRSP contribution. An RRSP loan can realize tax savings, potentially increase the eventual size of your RRSP and help you stick to your savings plan. We offer an attractive floating rate and no fees.
For more information, please contact your advisor or visit manulifebank.ca.
If you are an advisor and you would like access to applications or sales tools, please log in to Repsource.
Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. The purchase of mutual funds using borrowed money (i.e. leverage) magnifies the gain or loss on the cash invested. Investors considering a leveraged purchase of mutual funds should be aware that a leveraged purchase involves greater risk than a purchase using personal cash resources only. The extent of that risk will vary depending on the circumstances of the investor and the type of mutual fund purchased. If you borrow money to purchase mutual funds, your responsibility to repay the loan and pay interest as required by the loan's terms remains the same even if the value of the mutual funds purchased declines. Before investing, read the prospectus and speak to an advisor.
